Terms and Services

Last updated: November 11, 2025

Welcome to Fintech Insurance Group. These Terms of Service (“Terms”) govern your access to and use of our website and any related products or services (collectively, the “Services”).

By using our Services, you agree to these Terms. If you do not agree, please discontinue use of our Site immediately.

1. Use of Our Services

You must be at least 13 years old (or the minimum legal age in your country) to use our Services.
You agree to use our Services only for lawful purposes and in accordance with these Terms.

You agree not to:

Violate any applicable laws or regulations.

Infringe on the intellectual property rights of others.

Upload or transmit viruses or malicious code.

Attempt to gain unauthorized access to our systems or other users’ accounts.

2. Accounts and Registration

To access certain features, you may need to create an account. You agree to:

Provide accurate, current, and complete information.

Keep your login credentials secure.

Notify us immediately of any unauthorized use of your account.

You are responsible for all activities that occur under your account.

3. Purchases and Payments

If you purchase a product or service through our Site, you agree to provide valid payment information.
All payments are processed securely through third-party payment processors. We are not responsible for errors or issues that arise during payment processing.

All sales are subject to our Refund and Cancellation Policy, available at [link to policy].

4. Intellectual Property

All content on our Site—including text, graphics, logos, images, videos, software, and code—is the property of [Your Company Name] or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

5. User Content

If you submit or upload content (such as reviews, comments, or feedback), you grant us a worldwide, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, and display that content in connection with our Services.

You are responsible for ensuring that your submitted content does not violate any laws or third-party rights.

6. Third-Party Links and Services

Our Site may contain links to third-party websites or services not owned or controlled by us.
We are not responsible for their content, privacy practices, or terms. You access third-party links at your own risk.

7. Disclaimer of Warranties

Our Services are provided “as is” and “as available” without warranties of any kind, whether express or implied.
We do not guarantee that our Site will always be secure, error-free, or available without interruption.

8. Limitation of Liability

To the fullest extent permitted by law, [Your Company Name] and its affiliates, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of (or inability to use) our Services.

Our total liability shall not exceed the amount you paid to us in the past six (6) months.

9. Indemnification

You agree to defend, indemnify, and hold harmless [Your Company Name] from any claims, damages, or expenses (including attorney’s fees) arising out of your use of our Services, your violation of these Terms, or your infringement of any third-party rights.

10. Termination

We may suspend or terminate your access to our Services at any time, with or without notice, if you violate these Terms or engage in behavior that could harm our business or users.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law provisions.
Any disputes arising under these Terms shall be resolved exclusively in the courts of Austin, Texas.

12. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Updates will be posted on this page with the revised “Last updated” date. Continued use of our Services after changes constitutes your acceptance of the new Terms.

13. Contact Us

If you have questions about these Terms, please contact us at:

📧 Email: admin@fintechinsurancegroup.com
🏢 Address: Austin, Texas